If you have wanted Dave Ramsey’s materials, but haven’t had the money to get them, now is the time to step up and make your purchase! Check out all these items that are marked at a mere $10 each!
My husband and I, as well as our oldest four kids, have gone through the Financial Peace University. To say that it paid for itself is an understatement.
Click here to see!

A couple weeks ago, we enjoyed hamburgers made with homemade buns. They were fabulous! The recipe used was from the Tightwad Gazette for Cuban Bread.
This a quick yeast bread. It takes half the time than normal yeast breads and it is super easy!
Ingredients
5-6 cups flour
2 T. dry yeast
2 T. sugar
1 T. salt
2 c. hot tap water
1 T. sesame seeds, oats, or poppy seeds (optional)
- Mix 4 cups of the flour with the yeast, sugar, and salt.
- Pour in hot water and beat 100 strokes, or 3 minutes with a mixer.
- Stir in the remaining flour until the dough is no longer sticky.
- Knead 8 minutes.
- Place the dough in a greased bowl and cover with damp towel.
- Let rise 15 minutes.
- Punch down.
- Divide into 2 pieces, shape into loaves and place on baking sheet.
- Cut an X 1/2 inch deep on top with sharp knife.
- Brush with water and sprinkle with oats.
- Place on the middle shelf of a cold oven.
- Place a cake pan of hot water on the lowest shelf.
- Heat the oven to 400 degrees. Bake 40-50 minutes until deep golden brown.

Someone at the CMOMB.com forum shared this with us. Her husband is in management, so she knew about this in advance!
Thursday, October 16th, Sears is having a huge clearance sale. Basically everything that you wear, clothes, jewelry, handbags, hats, kids clothes etc. will be marked down to 9.99 and below. Some items will even be .99!! From past sales she usually found most items for around 3.99.
This would be a fantastic time to check out items for Kidvantage!
Get there early!
Sears hosts a neat program called Kidvantage. As long as you purchase kids clothing and/or shoes, they will replace the item with a new one of the same size/brand if it wears out. Yes, you heard me right! If your little fellas, crawling on their knees to play cars, wear a hole in their knee, you wash that pair of pants, take them back to the retail store and they replace the garment! And boy, do those 5 and 6 year olds go through the jeans!
Now don’t kick yourself too hard if you didn’t know about this before. It’s one of the best kept secrets around these days.
Some stores/states require you keep the receipt. Be sure to find out when you go in and sign up. One state we lived in did require one to bring the receipt back in with the garment. The state we live in currently, does not.
After $100 has been spent on the Kidvantage program, you receive a coupon, attached to the bottom of the receipt, for 15 percent off your next purchase.
Since they use your telephone as reference when you go in, even grandma could use this plan. My mother-in-law would use my Kidvantage number when she made purchases and received the discount. We rarely new clothes.
I have been reading about Starbucks offering a coffee on Monday, September 29th. I thought I’d share what HSLDA has to say (condensed) about home educating parents since we are home educators:
This coming Monday, September 29, homeschool parents will be able to pick up a complimentary tall size (12 fl. oz.) cup of Pike Place Roast from Starbucks.
This promotion is part of Starbucks “Great Start for Great Teachers” promotion, and is now open to all teachers.
HSLDA continues to state their appreciation that homeschoolers may participate and give the below evidence to be presented when taking advantage of this special:
Any one item on the following list should be accepted by Starbucks:
- Home School Legal Defense Association membership card.
- Membership card from a state homeschooling organization.
- Notification from a school district or state government recognizing compliance with compulsory attendance.
- Paperwork submitted showing intent to establish a homeschool program.
- Paperwork showing the establishment of a private school.
If you don’t have one of the items on this list be creative and try to provide other proof of homeschooling.
Please note: the final decision about whether to accept proof of homeschooling resides with Starbucks.
They also remind members to go print copies of their membership cards at their site. (See link above)
Enjoy your coffee while serving your family today!